ABOUT
Amy Lutke
When retirement is a few years away, the questions start to change.
Questions about income.
Concerns about market swings.
A quiet uncertainty about whether everything will work once the paychecks stop.
I'm a licensed Retirement Income Specialist, and TrueNorth Financial was founded in 2025 to help individuals and couples nearing or in retirement move forward with clarity and confidence. Before that, I spent 15 years meeting with retirees in person and walking through these same decisions with them.
I live in Grand Haven, Michigan, and work with clients throughout Indiana and across the country.
I enjoy traveling and am always on the hunt for the next best steakhouse.
How It Works
Every relationship begins with listening.
I take time to understand your current plan, your concerns, and what you want retirement to look like. From there, I identify risks, structure a clear income strategy, and conduct ongoing reviews to keep your plan aligned with your life.
Retirement is different from wealth accumulation.
The priorities change.
The decisions carry more weight.
My role is to help you step into retirement knowing your income is built to support you.